What happens if your employee suffer a workplace accident?
Atlantic Payroll Partners has created a guide to help you navigate the situation:
- Report the Incident Promptly: The first and most critical step is to report the injury or illness to your employer as soon as possible. Most states have strict timelines for reporting, so don’t delay. This step ensures that your employer and the insurance company are aware of the incident.
- Complete Necessary Forms: Your employer or their insurance provider will provide you with the necessary claim forms. Be thorough and accurate when completing these documents. Include details about the incident, your injuries, and any medical treatments received. Keep copies for your records.
- Medical Attention: Medical attention may be necessary based on the severity of the accident. This is why it is important to promptly report the accident. Your workers’ comp provider has the right to direct you to a facility for treatment. If you are hurt while at work, amd attempt to seek treatment on your own you may be denied. The denial may occur because the medical staff will explain to your that you need to file a comp claim through your employer before you can receive treatment.
- Submit Your Claim: Submit your completed claim forms to your employer’s workers’ compensation insurance carrier. Follow up to ensure that your claim is received and being processed. It’s crucial to maintain open communication throughout this stage.
- Follow Medical Advice: Adhere to the medical advice provided by your healthcare provider. Failure to comply with recommended treatments or returning to work prematurely may jeopardize your claim.
- Stay Informed: Keep yourself informed about the status of your claim. Your employer or their insurance provider should keep you updated on the progress. If there are delays or issues, don’t hesitate to seek clarification.
- Know Your Rights: Familiarize yourself with your rights as an injured worker. Understanding the workers’ compensation laws in your state empowers you to advocate for yourself and ensures you receive the benefits to which you are entitled.
Not set in stone
When reading over this guide it is important to realize that some of the steps can and will happen simultaneously. In particular steps 3 and 4 will likely occur at the same time, your employee can be receiving treatment while you submit any outstanding paperwork. The key takeaway should be prompt reporting, do not wait to report an accident because you don’t believe it is serve. Report all accidents immediately.
We can help
If an employee has suffered a workplace accident please file a claim and call 772-466-0440 immediately.